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Although this article focuses on monetary loans, in practice any material object might be lent.

Acting as a provider of loans is one of the principal tasks for financial institutions such as banks and credit card companies.

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Common personal loans include mortgage loans, car loans, home equity lines of credit, credit cards, installment loans and payday loans.

For other institutions, issuing of debt contracts such as bonds is a typical source of funding.

A secured loan is a loan in which the borrower pledges some asset (e.g. A mortgage loan is a very common type of loan, used by many individuals to purchase things.

A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time.

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